Affirm Financing: Pay Over Time for Rustica Doors and Hardware

Rustica now offers Affirm at checkout. Your space deserves something built to last, and that doesn’t always fit into a single payment. Bring home the doors and hardware you want now and pay over time with simple, predictable payments.

What is Affirm and how does it work? Here’s a clear look at what to expect and how to choose the right payment plan for your order.

What Is Affirm?

Affirm is a payment option you can use at checkout to split your purchase into smaller payments over time.

Instead of paying the full amount upfront, you choose a plan that fits your budget. You’ll see your exact payment schedule, any interest, and your total cost before you confirm your order.

There are no late fees or prepayment fees. Some plans are interest-free, while others include interest that is clearly shown upfront.

It’s a simple way to move forward with your order without paying everything at once.

How It Works

Using Affirm is simple and happens right at checkout.

1. Fill your cart

Add your doors and hardware, then head to checkout.

2. Select Affirm at checkout

Choose Affirm as your payment method instead of paying in full. Enter a few basic details and get a real-time decision in seconds.

3. Choose your payment plan

Once approved, you’ll see available options based on your order. You may see 4 interest-free payments every two weeks or monthly plans over time. Each option shows your payment amount, APR if any, and total cost.

4. See your total upfront

Before you confirm, you’ll see exactly what you’ll pay and when. Nothing changes later.

5. Complete your purchase

Finish checkout like normal. Your order is processed right away.

6. Pay over time

Make payments through your Affirm account or app. You’ll also get reminders so you stay on track.

What your options can look like

Payment Option	What It Means for You	Example on a $400 Purchase
Pay in 4	Split your purchase into 4 equal payments every 2 weeks. Typically 0% interest.	4 payments of $100 every 2 weeks
Monthly payments	Spread your purchase over monthly payments. Some plans include interest.	$80 down, then 12 payments of $28.88 at 15% APR
APR range	Rates vary based on eligibility and purchase details.	0% to 36% APR shown before checkout
Fees	No late fees or prepayment fees. Interest may apply depending on the plan.	No hidden fees or surprise charges
Upfront pricing	You see your full payment schedule and total cost before confirming your purchase.	Total cost clearly shown before you place the order

Why Customers Choose Affirm

💳 Break up larger purchases

Spread the cost of your doors and hardware over time instead of paying everything upfront.

🔍 Clear pricing from the start

See your payment amount, any interest, and your total cost before you place your order.

🚫 No surprise fees

No late fees. No prepayment fees. No hidden charges.

⚙️ Flexible payment options

Choose between short-term payments or longer monthly plans based on your budget.

💸 Interest-free options available

Many orders qualify for 0% interest plans, including Pay in 4.

📅 Fixed payments

Your payment amount stays the same from start to finish, so it’s easy to plan ahead.

Frequently Asked Questions

What is Affirm?

Affirm is a payment option available at checkout that lets you split your purchase into smaller payments over time instead of paying the full amount upfront.

Are there any fees?

Affirm does not charge late fees or prepayment fees. Some plans include interest, while others are interest-free. You’ll always see the total cost upfront before you confirm your purchase.

Does Affirm charge interest?

Some plans include interest and others are 0%. Your rate is based on eligibility and the purchase. You’ll see the exact amount of interest, if any, before you check out.

Will I see my total cost before I pay?

Yes. Affirm shows your full payment schedule, including any interest, before you confirm your purchase. Nothing changes after that.

How do I choose Affirm at checkout?

When you’re ready to place your order, select Affirm as your payment method. From there, you’ll choose your payment plan and complete your purchase.

What payment options are available?

Depending on your order, you may see Pay in 4 with no interest or monthly payment plans over a longer period. Options vary based on purchase amount and eligibility.

Do I need a credit card to use Affirm?

No. You can use a debit card or bank account to make your payments.

Can I pay off my balance early?

Yes. You can pay off your balance at any time with no penalty.

What happens if I miss a payment?

Affirm does not charge late fees. Missed payments may affect your ability to use Affirm in the future.

Can I return items purchased with Affirm?

Yes. Returns follow our standard return policy. Once your return is processed, your Affirm balance will be updated.

Does using Affirm affect my credit score?

Checking your eligibility typically uses a soft inquiry, which does not affect your credit. If you move forward with a payment plan, your payment activity may be reported to credit bureaus.

How do I make my payments?

You can make or schedule payments through your Affirm account or in the Affirm app. You’ll also receive reminders before payments are due.

Still have questions?

We’re here to help. If you have any questions about using Affirm with your order, contact us for phone, email, or live chat support. Our team can walk you through your options and help with your order from start to finish.